This server is a skeleton with no functional implementation. The source code shows only a tool registry (SERVERS object) with names and descriptions, but NO input schemas, NO output schemas, NO parameter definitions, and NO actual tool implementations. Tools are declared as plain objects with 'name' and 'description' fields only, no JSON Schema, no parameter types, no validation. The code explicitly states 'Transport wiring (stdio MCP) lands in v0.1 with the official SDK,' confirming this is pre-alpha. Descriptions are present but generic (10-60 chars), meeting minimum bar but not LLM-optimized. No error handling, no composition guidance, no security patterns. This is a proof-of-concept, not a production tool.

• Define full JSON Schema for each tool's inputs. Example for validate_phone: { type: 'object', properties: { phone_number: { type: 'string', description: 'Kenyan phone number (11-13 digits, starting with +254 or 0)' }, format: { type: 'string', enum: ['E.164', 'local'], description: 'Output format' } }, required: ['phone_number'] }
• Document output schemas for all tools. Example for transaction_status: { type: 'object', properties: { transaction_id: { type: 'string' }, status: { type: 'string', enum: ['pending', 'completed', 'failed'] }, amount: { type: 'number' }, timestamp: { type: 'string', format: 'date-time' } } }
• Expand tool descriptions to 100-200 chars with WHEN/WHY context. Example: 'Validate and normalize a Kenyan phone number to E.164 format. Use before initiating payments or lookups to ensure correct formatting. Accepts +254 or 0 prefix.'
• Implement actual tool handlers with input validation, error messages, and recovery guidance. For b2c_payout, add dry-run support and confirmation step before executing irreversible payment.
• Add parameter descriptions and constraints. For parse_statement, document: file_path (string, required, path to CSV), delimiter (string, default ','), encoding (string, default 'utf-8'). For match_ledger, document fuzzy_threshold (number, 0-1, default 0.8).